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Titlebook: Understanding Consumer Financial Behavior; Money Management in W. Fred Raaij Book 2016 The Editor(s) (if applicable) and The Author(s) 201

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Time Preferencerement (chapter 6). Time preference is also relevant for buying insurance (chapter 5) and for buying and selling stock (chapter 7). Future-time preference and procrastination (postponing tasks such as retirement saving) are related to self-regulation (chapter 17).
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Introductionthe economic model of man. In Simon’s (1957, p. xxiii) words: “Economic Man has a complete and consistent system of preferences that allows him/her always to choose among the alternatives open to him/her. He/she is always completely aware of what these alternatives are. There are no limits on the co
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Money Managementccounting and budgeting their expenses. Financial planning and decision-making about (complex) financial products are also part of money management. Will money “buy” happiness and well-being or are other factors more important? This chapter can be read in combination with chapters 10 (responsible fi
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Saving Behaviordays,” for their children, and for their retirement. Future-time preference and self-control are needed to refrain from immediate spending and to save money for “l(fā)ater.” This chapter can be read in combination with chapters 11 (individual differences and segmentation), 12 (confidence and trust), 15
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