Titlebook: Disruptive Technology in Banking and Finance; An International Per Timothy King,Francesco Saverio Stentella Lopes,Jon Book 2021 The Editor(

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https://doi.org/10.1007/978-1-349-16950-4e technologies. Even at a very early stage (late 1860s–1960s) technology and finance had a strong relationship. Ever since, technology has contributed to the development and advancement of banking and financial solutions: two examples being the introduction of credit cards and ATMs. Later on (1960s–

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Regionalism and the Commonwealth central bank issued digital currencies, a highly topical area of recent development, and issues surrounding the regulation of digital currencies. The second half of the chapter begins by providing the reader with a short history of ledgers and explains the differences between centralized and decent

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https://doi.org/10.1007/978-3-7908-1929-8ced by incumbent financial institutions and considers the adoption of disruptive technologies, including cloud-based computing, APIs and AI. It reports on the digitalization of several financial services sectors before exploring the role of key stakeholders, including the regulator.

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Reference points for theory developmentt regulations applicable to the banking and financial sectors with a focus on the European context. This includes an overview of the drivers of regulatory changes, as well as a thorough examination as to how regulation of the sector, including FinTechs, may evolve in the future. Finally, while the f