Titlebook: Decoding Digital Assets; Distinguishing the D Leon V. Schumacher Book 2024 The Editor(s) (if applicable) and The Author(s), under exclusive

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Matteo Pigni,Devika Ashok,Hans Acha-Orbeaerse design possibilities beyond conventional databases, distributed ledgers, and offline tokens, emphasizing the feasibility of integrating real privacy measures. The technical stack for CBDCs consists of several layers, including servers, software, network infrastructure, consensus mechanisms, and

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An Introduction to Technology Architectures: Shaping the Future of Paymentsed systems like a Minecraft server, which are efficient but have single points of failure; distributed systems like Google‘s search system, known for scalability and error detection; and decentralized systems such as Bitcoin, which offer resilience by distributing control across multiple nodes. The

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Understanding Privacy to demystify and precisely define privacy, a concept that varies across cultures and is central to freedom and democracy. The chapter discusses the shift from simple data leak prevention to a more comprehensive control over personal data, highlighting the OECD Privacy Guidelines and the principles

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Understanding Moneyl forms. It highlights money‘s three fundamental roles: as a store of value, a unit of account, and a medium of exchange. The chapter categorizes various forms of money, including commodity money, central bank or fiat money, digital/electronic money, representative money, commercial bank money, loca

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A Primer on Crypto-Assets and the Unavoidable Blockchainecoins, and Central Bank Digital Currencies (CBDCs). It explains Distributed Ledger Technology (DLT), noting that while all blockchains are DLTs, not all DLTs are blockchains. The chapter highlights Bitcoin‘s role in popularizing crypto-assets and explains blockchain‘s ability to securely store tran