Titlebook: Credit Scoring, Response Modeling, and Insurance Rating; A Practical Guide to Steven Finlay Book 2012Latest edition Palgrave Macmillan, a d

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https://doi.org/10.1007/978-3-658-03559-4Credit scoring models that predict the likelihood of someone repaying the credit they have applied for suffer from a problem known as sample bias.. Consider the flow through a typical credit card application process, as shown in Figure 9.1.

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Sample Bias and Reject Inference,Credit scoring models that predict the likelihood of someone repaying the credit they have applied for suffer from a problem known as sample bias.. Consider the flow through a typical credit card application process, as shown in Figure 9.1.

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Further Topics,The information provided in Chapters 1 through 10 should be sufficient to provide an understanding of the processes involved in the construction and application of predictive models of consumer behavior. In this chapter the following additional topics are discussed:

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Introduction, dramatically. One consequence of this development is a paradigm shift in the way organizations manage their relationships with individuals. At one time, when dealing with large populations, standard practice was to segment people into relatively few groups, and then apply identical relationship man

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Project Planning,eliver the objectives and what the time and cost will be. Sometimes there can be pressure to just “get on with it” and start gathering and analysing data as soon as possible. Project planning is viewed as a form of procrastination, delaying the start of the real work that needs to be done. This may