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Titlebook: Consumer Credit in Europe; Macro- and Microecon Maria Lissowska Book 2021 The Author(s), under exclusive license to Springer Nature Switzer

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發(fā)表于 2025-3-21 18:15:49 | 只看該作者 |倒序?yàn)g覽 |閱讀模式
書目名稱Consumer Credit in Europe
副標(biāo)題Macro- and Microecon
編輯Maria Lissowska
視頻videohttp://file.papertrans.cn/237/236180/236180.mp4
概述Provides a comprehensive outlook on the state and role of consumer credits.Covers two major turns in consumer credit evolution.Extends rules to new ways of crediting, like crowdfunding
圖書封面Titlebook: Consumer Credit in Europe; Macro- and Microecon Maria Lissowska Book 2021 The Author(s), under exclusive license to Springer Nature Switzer
描述.This book provides a comprehensive outlook on the state and role of consumer credits in the European economy and households. It underlines the role of consumerism and digitalisation, in the framework of legislation. It covers two major turns in consumer credit evolution: the 2008 crisis and Covid pandemic. The first had socio-economic sources, the second one was an external event, but provoked important changes in consumer behaviour. Lockdowns deepened the preference for digital financial products. FinTech and BigData operators acquired broader opportunities with the development of distance services..These new financial services need adapted legislation. The recently published project of Consumer Credits Directive covers new means of communication, such as smartphones, and extends rules to new ways of crediting, like crowdfunding..Consumer credit availability changed the behaviour of households. The propensity of poorer households to save faded due to the ease of getting credit. However, financial insecurity during the Coronavirus pandemic made households limit credits and build precautionary savings..?.
出版日期Book 2021
關(guān)鍵詞Regulation of consumer credits; Changing credit landscape; European economy; Household finance; Contract
版次1
doihttps://doi.org/10.1007/978-3-030-88231-0
isbn_ebook978-3-030-88231-0
copyrightThe Author(s), under exclusive license to Springer Nature Switzerland AG 2021
The information of publication is updating

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沙發(fā)
發(fā)表于 2025-3-21 22:34:38 | 只看該作者
板凳
發(fā)表于 2025-3-22 00:28:48 | 只看該作者
Inequalities and Use of Financial Products in Comparison with the Concept of the Life Cycle of a Holds are more frequently refused credit and suffer from credit repayment burdens. Financial stress and probably also behavioural biases make the poorest households have less financial resources for retirement. Among underpinnings may be indicated their poverty, but also lower financial awareness, les
地板
發(fā)表于 2025-3-22 07:22:46 | 只看該作者
dit availability changed the behaviour of households. The propensity of poorer households to save faded due to the ease of getting credit. However, financial insecurity during the Coronavirus pandemic made households limit credits and build precautionary savings..?.978-3-030-88231-0
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發(fā)表于 2025-3-22 10:05:06 | 只看該作者
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發(fā)表于 2025-3-22 16:12:43 | 只看該作者
http://image.papertrans.cn/c/image/236180.jpg
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發(fā)表于 2025-3-22 21:51:39 | 只看該作者
The Author(s), under exclusive license to Springer Nature Switzerland AG 2021
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發(fā)表于 2025-3-23 02:11:19 | 只看該作者
Structural Change in Urban Growth have played for the economy as a whole. While being of much smaller size than mortgage credits, they contributed to economic growth via boosting expenditures for consumption. They filled the gap between the incomes of the population and their need (or wishes) to consume. But this type of credit bei
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發(fā)表于 2025-3-23 08:01:14 | 只看該作者
https://doi.org/10.1007/978-3-642-79606-7ers and by financial services providers. The outcomes of this tendency will be analysed in terms of: Structural changes of the European consumer credit market: the role of new credit providers (FinTechs and BigData operators) and their relationship with traditional providers (competition or cooperat
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