Titlebook: Bonus-Malus Systems in Automobile Insurance; Jean Lemaire Book 1995 Springer Science+Business Media New York 1995 Distribution.deregulatio

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0924-5014 ng at-fault accidents by premium surcharges andrewarding claim-free years by discounts, are called bonus-malussystems (BMS) in Europe and Asia. With the current deregulation trendsthat concern most insurance markets around the world, many companieswill need to develop their own BMS. The main objecti

萬(wàn)靈丹

Vulvodynia

https://doi.org/10.1007/978-1-4757-5673-9 cooperation between drivers is weakened. Solidarity between insureds can be evaluated by a measure of the variability of annual premiums. The coefficient of variation (standard deviation divided by mean) was selected, as it is a dimensionless parameter. There is thus no need for currency conversions.

思考而得

聯(lián)邦

劇本

Tool 2: The Coefficient of Variation of the Insured’s Premiums cooperation between drivers is weakened. Solidarity between insureds can be evaluated by a measure of the variability of annual premiums. The coefficient of variation (standard deviation divided by mean) was selected, as it is a dimensionless parameter. There is thus no need for currency conversions.

執(zhí)

Tool 4: The Average Optimal Retentiontors. In Germany, for instance, the policy wording specifies that if the insured voluntarily reimburses the carrier for the cost of the claim, the penalty will not be applied. Moreover, if the claim amount does not exceed DM 1,000, the company is legally required to inform the policyholder of his right to reimburse the loss.

Amorous

Subjugate

新娘