Titlebook: Automobile Insurance; Actuarial Models Jean Lemaire Book 1985 Springer Science+Business Media B.V. 1985 Mobile.efficiency.insurance.regress

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https://doi.org/10.1007/978-3-8349-9042-6Because regulation plays a prominent role in almost all aspects of the insurance business in the United States, we will discuss this subject first.

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https://doi.org/10.1007/978-94-009-4339-1The following approach is an adaptation to the determination of a bonus-malus system based on a suggestion of Ferreira (1977) for the Control Authorities of the State of Massachusetts. It is based on the use of utility functions, which allows us to break the symmetry between overcharges and undercharges.