標題: Titlebook: Automobile Insurance; Actuarial Models Jean Lemaire Book 1985 Springer Science+Business Media B.V. 1985 Mobile.efficiency.insurance.regress [打印本頁] 作者: BRISK 時間: 2025-3-21 19:00
書目名稱Automobile Insurance影響因子(影響力)
書目名稱Automobile Insurance影響因子(影響力)學(xué)科排名
書目名稱Automobile Insurance網(wǎng)絡(luò)公開度
書目名稱Automobile Insurance網(wǎng)絡(luò)公開度學(xué)科排名
書目名稱Automobile Insurance被引頻次
書目名稱Automobile Insurance被引頻次學(xué)科排名
書目名稱Automobile Insurance年度引用
書目名稱Automobile Insurance年度引用學(xué)科排名
書目名稱Automobile Insurance讀者反饋
書目名稱Automobile Insurance讀者反饋學(xué)科排名
作者: CULP 時間: 2025-3-21 23:35
GnRH Neurons and Reproductive Behavior, of judgment, swiftness of reflexes, aggressiveness at the wheel, knowledge of the highway code, behaviour under the influence of alcohol, and so forth. These important risk factors are not taken into account in setting tariffs a priori. Hence the idea of trying to allow such adjustments a posterior作者: 笨拙的我 時間: 2025-3-22 02:03
0924-5014 ity of the policy is known in advance. In the field of non-life insurance, the amount of a loss is a random variable: the cost of an automobile crash, the parti978-90-481-5814-0978-94-015-7708-3Series ISSN 0924-5014 作者: 2否定 時間: 2025-3-22 04:43
Introduction: The Negative Binomial Model of judgment, swiftness of reflexes, aggressiveness at the wheel, knowledge of the highway code, behaviour under the influence of alcohol, and so forth. These important risk factors are not taken into account in setting tariffs a priori. Hence the idea of trying to allow such adjustments a posterior作者: saturated-fat 時間: 2025-3-22 09:36
https://doi.org/10.1007/978-94-009-0721-8ss of the tariff. Any suggestion of change of tariff must consequently be transmitted to the underwriting department in order to improve the selection of risks just as it must be transmitted to the administration department in order to refine the procedure for cancellation in the case of bad risks.作者: 凈禮 時間: 2025-3-22 14:03 作者: pacifist 時間: 2025-3-22 17:57
Belgiumk of the actuary who sets up a new tariff is to make it as fair as possible by partitioning the policies into homogeneous classes, with all policyholders belonging to the same class paying the same premium.作者: 品嘗你的人 時間: 2025-3-22 22:59 作者: malapropism 時間: 2025-3-23 04:54
0924-5014 field are far more intricate for several reasons: 1. In the field oflife insurance, the company usually has to pay a claim on the policy only once: the insured dies or the policy matures only once. It is with only a few particular types of policy (for instance, sickness insurance, when the insured s作者: instructive 時間: 2025-3-23 07:27 作者: Foreshadow 時間: 2025-3-23 11:40
Europespecified that the computation of the basic premium shall use the following criteria: characteristics of the car, geographical area, use of the car, and annual mileage. Approval has to be obtained for the use of other criteria.作者: 歡樂東方 時間: 2025-3-23 14:38 作者: tangle 時間: 2025-3-23 18:57 作者: 不成比例 時間: 2025-3-24 01:41 作者: GLEAN 時間: 2025-3-24 05:28
978-90-481-5814-0Springer Science+Business Media B.V. 1985作者: galley 時間: 2025-3-24 09:08
Use of the Results of a Sample Survey the driver’s native language, the number of accidents without policyholder’s liability, or the type of insurance coverage. These questions can be solved only if we obtain more information about the policyholders.作者: Synapse 時間: 2025-3-24 12:43
Criticism of Regression Analysis Selection Methodsuencies and average costs, we must not forget that the statistical tests performed are based upon hypotheses that in practice are seldom valid (the regression equations obtained are valid, of course, with the parameters estimated by the least squares method).作者: 演講 時間: 2025-3-24 15:01 作者: 弄臟 時間: 2025-3-24 20:07
Allowance for Severity of Claimsre scratch causes the same premium increase as a serious bodily injury. Since we have shown that the variables “number” and “amount” of the claims are not independent, this procedure is unfair to town dwellers, who produce more, but less severe, accidents. A model that would take the cost of claims into account would be fairer.作者: 殘暴 時間: 2025-3-24 23:45
https://doi.org/10.1007/978-3-8349-9042-6 other, it is fair to ask each member to pay a premium that is proportional to the risk that he imposes on the pool of risks. When constructing a tariff, it is important to estimate the underlying risk for each insured party so that the cost of claims can be shared fairly. Consequently, the main tas作者: 誰在削木頭 時間: 2025-3-25 04:35
,Aufl?sung, Liquidation und L?schung,vel), provided they obey guidelines imposed by the Ministère de l’Economie, des Finances et du Budget. The bonus-malus system is laid down, and it is specified that the computation of the basic premium shall use the following criteria: characteristics of the car, geographical area, use of the car, a作者: 正式演說 時間: 2025-3-25 07:48 作者: 祖?zhèn)髫敭a(chǎn) 時間: 2025-3-25 12:48 作者: Sciatica 時間: 2025-3-25 17:19 作者: Silent-Ischemia 時間: 2025-3-25 22:38
GnRH Neurons and Reproductive Behavior,fluctuations of the individual results around the average would exist only by chance and could not lead to a readjustment of the premium. There is nothing unfair in having the policyholders who make no claims subsidize the others because all of them are equally exposed to risk—this is the very princ作者: 違反 時間: 2025-3-26 03:26
Overview of the foundational debate, (and not on their amount). In line with this idea, the pure premium required from an insured can be equated with his claim frequency (by scaling so that the average cost of a claim is one monetary unit).作者: AGATE 時間: 2025-3-26 07:01
https://doi.org/10.1007/978-94-009-4339-1re scratch causes the same premium increase as a serious bodily injury. Since we have shown that the variables “number” and “amount” of the claims are not independent, this procedure is unfair to town dwellers, who produce more, but less severe, accidents. A model that would take the cost of claims 作者: 偶然 時間: 2025-3-26 11:00 作者: 偶然 時間: 2025-3-26 16:37
Daniel Kenigsberg,Magdalen E. Hull the driver’s native language, the number of accidents without policyholder’s liability, or the type of insurance coverage. These questions can be solved only if we obtain more information about the policyholders.作者: oblique 時間: 2025-3-26 19:17
P. Barriere,P. Lopes,B. Charbonneluencies and average costs, we must not forget that the statistical tests performed are based upon hypotheses that in practice are seldom valid (the regression equations obtained are valid, of course, with the parameters estimated by the least squares method).作者: Sad570 時間: 2025-3-27 00:37 作者: 發(fā)源 時間: 2025-3-27 01:51 作者: Irrigate 時間: 2025-3-27 08:21
https://doi.org/10.1007/978-3-8349-9042-6Because regulation plays a prominent role in almost all aspects of the insurance business in the United States, we will discuss this subject first.作者: goodwill 時間: 2025-3-27 10:13 作者: Annotate 時間: 2025-3-27 17:09 作者: 乳白光 時間: 2025-3-27 17:52 作者: 殘忍 時間: 2025-3-27 22:14 作者: NEEDY 時間: 2025-3-28 02:22 作者: Diskectomy 時間: 2025-3-28 06:54 作者: infelicitous 時間: 2025-3-28 13:40
https://doi.org/10.1007/978-94-009-4339-1The following approach is an adaptation to the determination of a bonus-malus system based on a suggestion of Ferreira (1977) for the Control Authorities of the State of Massachusetts. It is based on the use of utility functions, which allows us to break the symmetry between overcharges and undercharges.作者: 用手捏 時間: 2025-3-28 16:22
North AmericaBecause regulation plays a prominent role in almost all aspects of the insurance business in the United States, we will discuss this subject first.作者: interference 時間: 2025-3-28 19:36
Statistical BasesThe entire portfolio of a Belgian company has been observed for a one-year period.作者: 不連貫 時間: 2025-3-29 01:15 作者: 終點 時間: 2025-3-29 05:53
Claim Frequency, Average Cost per Claim, and Pure PremiumThe tables in this chapter summarize the results obtained for the most important variables. For each value or group of values of the variable, we have computed (1) the claim frequency, (2) the average cost per claim, and (3) the pure premium, which results from (1) and (2).作者: 最初 時間: 2025-3-29 07:29
Criticism of the Belgian TariffWhen we compute the regression equation with number of claims .. as the dependent variable and the group of the three tariff variables (.., .., ..) as explanatory variables, we obtain the following results (table 7-1).作者: 兩棲動物 時間: 2025-3-29 13:21
Selection of the Significant VariablesWe have applied the three selection methods described in appendix II first using the present tariff variables, and then without any a priori variables. All the methods lead to the same optimal group of variables, described in table 8-1.作者: Constant 時間: 2025-3-29 16:25 作者: 進入 時間: 2025-3-29 22:08
Penalization of OverchargesThe following approach is an adaptation to the determination of a bonus-malus system based on a suggestion of Ferreira (1977) for the Control Authorities of the State of Massachusetts. It is based on the use of utility functions, which allows us to break the symmetry between overcharges and undercharges.作者: archenemy 時間: 2025-3-30 02:41 作者: Hyperplasia 時間: 2025-3-30 06:16
Europevel), provided they obey guidelines imposed by the Ministère de l’Economie, des Finances et du Budget. The bonus-malus system is laid down, and it is specified that the computation of the basic premium shall use the following criteria: characteristics of the car, geographical area, use of the car, a作者: Conjuction 時間: 2025-3-30 11:53
Use of the Results of a Sample Survey the driver’s native language, the number of accidents without policyholder’s liability, or the type of insurance coverage. These questions can be solved only if we obtain more information about the policyholders.作者: Largess 時間: 2025-3-30 16:19 作者: 魅力 時間: 2025-3-30 16:50
Application: Improvement in Underwriting Procedurese Belgium, any change of statutory tariff must be accepted by a whole series of institutions before being imposed on the companies by a ministerial decree. The proceedings can last several years. Until then, the preceding results can be used by the underwriting and administration departments of the 作者: FLINT 時間: 2025-3-30 23:20
Introduction: The Negative Binomial Modelfluctuations of the individual results around the average would exist only by chance and could not lead to a readjustment of the premium. There is nothing unfair in having the policyholders who make no claims subsidize the others because all of them are equally exposed to risk—this is the very princ作者: 聯(lián)邦 時間: 2025-3-31 03:01 作者: 集中營 時間: 2025-3-31 06:55
